Yes. In South Carolina, you must have auto insurance that meets the minimum coverage amount of 25/50/25. You'll also be required to have an equal amount of uninsured motorist coverage to cover you and your property if you're in a collision with an uninsured driver. In South Carolina, not having car insurance can result in a variety of penalties and fines.
What is the minimum amount of car insurance required in South Carolina?
Every driver is required by law to have enough automobile insurance. The baseline car insurance limits in the state are 25/50/25. That implies your policy should provide up to $25,000 in bodily injury coverage per person, $50,000 in property damage coverage per accident, and $25,000 in property damage coverage per accident. It should also have the same amount of uninsured motorist coverage.
Is uninsured motorist coverage required in South Carolina?
In South Carolina, you must have uninsured motorist coverage. The limits should be set at the same level as the minimum liability coverage, which is 25/50/25. If you want to expand these coverages, you can make further purchases.
In South Carolina, can you acquire vehicle insurance without a license?
Yes, even if you don't have a license, you may purchase vehicle insurance in South Carolina. However. You may need to add yourself as an excluded driver. While it may be difficult to obtain insurance without one, it is not a legal necessity in most jurisdictions.
Is South Carolina a no-fault state, and if so, what does this mean?
No, there are currently 12 no-fault states, and South Carolina is not one of them. This means that if you cause an accident you will be responsible for paying for the other people`s injuries and for any property damage caused by the accident.
Is auto insurance required in South Carolina to register a vehicle?
To register your vehicle in South Carolina, you must have insurance in addition to a photo ID, vehicle tax receipt, and out-of-state title and registration. The South Carolina Motor Vehicle Department accepts registrations in person or via email. You must also check that your insurance coverage fulfills the state's minimum requirements.
Understanding Car Insurance in South Carolina: Does it Follow the Driver or the Car?
In South Carolina, the type of auto insurance coverage you have will determine whether it follows the driver or the car. Personal Injury Liability, Bodily Injury Liability, and Uninsured Motorist Coverage are all types of insurance coverage that will follow the vehicle. It is important to check with your insurance provider to make sure you have the right coverage for your needs.
Car Insurance Agents Greenville, SC
If you are looking for car insurance agents in Greenville South Carolina look no further than The Morgano Agency. We are a local car insurance agency in Greenville. We have been providing auto insurance to drivers in Greenville for over 30 years. Our car insurance agents will be happy to answer any car insurance questions you may have. We can shop around to find the best car insurance coverage at the best rates in Greenville. Contact us today!