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Insuring Your Teenager in South Carolina

Insuring Your Teenager in South Carolina

When your teenager reaches the age to drive, you likely already have enough anxiety without thinking about what your teen driver is going to do for your Greenville South Carolina car insurance rates.  Inexperienced drivers usually come with higher insurance premiums, so here are some tips to saving on your car insurance if you have a teen driver:

  • Deductible – Evaluate your deductible amount to see if you can save on premium, but always be sure you choose a deductible that you can safely afford.
  • Driver’s Ed – Most carriers will offer discounts for driver’s educations courses that have been completed.
  • School - As much as an insurance company would look at the credit score, they also consider the grades of the teenager.  Requiring good grades as a part of their responsibility as a new driver is a good idea, both for them and your pocketbook.
  • Additional Driver – Be familiar how your auto insurance company treats additional drivers.  Make sure your most expensive teen driver isn’t assigned as primary user for the most expensive car on the policy.
  • Comparison – finding the best rate with any major purchase involves shopping around.  Getting quotes from several companies before adding a teen driver may save you money. 

These tips can help make the cost of insuring your teen a little less stressful.  Contact The Morgano Agency Inc. if you have questions how your new teen driver will affect your South Carolina auto insurance policy.