Are you sure all your home furnishings and possessions are properly insured? All of that can quickly disappear in the event of a disaster such as a burglary, a house fire, storm damage, or a flood. At Morgano Agency, we want to make sure your homeowners insurance policy in South Carolina has you properly covered.
In the event of a major disaster, your insurance claims adjuster will need you to provide a list of the items in your home. Making a home inventory list now will save you from the hours of trying to remember all your possessions and possibly forget anything valuable under the pressure of the situation.
Here are some tips on making your home inventory list:
- Have a list of our valuable items and when you purchased them with serial numbers.
- Take pictures of all your rooms so you can remember what’s valuable in there and proof that you own them.
- Record any items that may be valuable in closets, storage areas or the garage.
- Keep your list updated each year.
- Go over your list with Morgano Agency agent to ensure you are properly insured or may need a separate policy for some of the most expensive items.
At Morgano Agency, we hope you will never need to recall all the items in your home because of a disaster, but having a home inventory list will be helpful if yo