Our Story

Vic Morgano started working in insurance at age 19. He spent 17 years at Prudential, learning every side of the business from policy writing to claims handling. By 1998, he knew exactly what kind of agency he wanted to build: one that put clients first, not carrier quotas.

That year, he opened The Morgano Agency in Greenville, South Carolina. The office at 206B Pine Knoll Dr, right behind Wade Hampton High School, has been home base ever since. What started as a one-person operation has grown into a team of five licensed professionals serving families and businesses across Greenville County and Upstate SC.

As an independent agency, we are not tied to a single insurance company. We represent multiple carriers and shop rates on your behalf. If your current carrier raises your premium at renewal, we pull quotes from competitors and find you a better deal. You keep the same agent and phone number. That is the advantage of working with an independent agency.

How We Work

When you call The Morgano Agency, you talk to a real person in Greenville. Not a call center. Not a chatbot. Our team answers your questions, explains your coverage options in plain English, and handles the paperwork.

Here is what that looks like in practice:

• One call, multiple quotes. We pull rates from several carriers at once and show you the options side by side. No need to call five different companies yourself.
• Claims advocacy. When you file a claim, we go to bat for you with the carrier. We know the adjusters. We know the process. We push to get your claim resolved fairly and quickly.
• Annual policy reviews. Insurance needs change. We review your coverage every year to make sure you are not overpaying or underinsured. New car? New roof? Kid turned 16? We adjust your policy to match.
• Certificates of insurance. Business clients can request COIs by calling the office or using our online COI request form. We typically issue certificates within 24 hours.

What We Insure

We write both personal and commercial insurance for clients throughout Greenville, Simpsonville, Mauldin, Greer, Taylors, Travelers Rest, Easley, Fountain Inn, and the rest of Upstate South Carolina.

Personal lines: auto insurance, homeowners, renters, flood, umbrella, life, motorcycle, boat and watercraft, RV, condo, and SR-22 filings.

Commercial lines: general liability, workers compensation, commercial auto, business owners policy (BOP), contractors insurance, commercial property, professional liability (E&O), cyber liability, commercial umbrella, landlord, and business interruption.

Why Greenville Trusts Us

After more than 25 years in the same location, our reputation speaks for itself. We have earned a 4.9-star rating from 106 Google reviews and maintain BBB accreditation with an A+ rating. Our clients stay with us because we treat them like neighbors, not policy numbers.

We are licensed by the South Carolina Department of Insurance and follow all state regulations for insurance agents and brokers. If you have questions about South Carolina insurance laws or requirements, our FAQ page covers the most common topics, or you can call us at (864) 609-5285.

Meet the Staff

Vic Morgano

President & CEO

Vic Morgano grew up in New Jersey and has called Greenville, South Carolina home since the mid-1990s. He started in insurance at age 19 and spent 17 years at Prudential before founding The Morgano Agency in 1998. With over 25 years running his own agency, Vic has built deep expertise in both personal and commercial insurance lines. He is licensed in South Carolina and specializes in auto, homeowners, business, workers compensation, and contractor insurance. Vic personally oversees complex commercial accounts and handles claims advocacy for clients across Greenville County. Outside of work, he enjoys playing golf, traveling with his wife Michele, and spending time with family.

Michele Morgano

Vice President & Bookkeeper

Michele is originally from St. Paul, Minnesota, but has proudly called Greenville home since 1996. She has worked in accounting and bookkeeping since the 1980s, bringing decades of experience and attention to detail to every role. Outside of work, Michele enjoys traveling, sightseeing, reading, and spending time with her growing family and two beloved dogs.

Angie Riddle

Personal Lines Account Manager

Another new agent here at The Morgano Agency, but not new to the insurance industry, Angie has been in the insurance field since 2007. Before joining our office in 2023, she worked two years as a branch manager at a local credit union. During her free time, she enjoys spending time with her family and attending dirt motorsport races to watch her son and husband compete.