COI checklist
Certificate of Insurance Checklist for Greenville, SC Businesses
Last reviewed: June 2026.
Use this certificate of insurance checklist before you send a COI to a client, landlord, general contractor, or vendor. It helps Greenville businesses catch the details that usually delay approvals: named insured, policy dates, limits, certificate holder, additional insured wording, and waiver requests.
Use it with Morgano’s certificate of insurance request, general liability insurance in Greenville SC, and contractor insurance in Greenville SC resources when you want a second set of eyes before buying coverage or sending proof of insurance.
Certificate of Insurance Checklist Infographic
A quick visual summary of what Greenville businesses should verify before sending a certificate of insurance to a client, landlord, contractor, or vendor.
Before you request it
- Legal business name
- Client or certificate holder name
- Project, lease, or contract address
- Deadline for submission
Policy details to verify
- General liability limits
- Workers comp status
- Commercial auto if vehicles are involved
- Umbrella or excess limits if required
Endorsements to review
- Additional insured wording
- Waiver of subrogation
- Primary and noncontributory language
- Cancellation notice wording
Avoid delays
- Send the contract requirements
- Check spelling and addresses
- Confirm dates are active
- Ask before changing limits
Frequently Asked Questions
What is a certificate of insurance?
A certificate of insurance is a summary document that shows active insurance policies, limits, dates, named insured, and certificate holder details. It is proof of coverage information, not the policy itself.
Can a COI change my coverage?
No. A COI summarizes coverage. Endorsements such as additional insured or waiver of subrogation must be added through the policy or carrier process when they are required.
What slows down a COI request?
Missing certificate holder wording, incorrect project details, expired policies, special endorsement requests, and contract requirements that were not sent to the agency can slow down a COI request.
Have Morgano Review the Checklist
Send the checklist details before you bind coverage, sign a contract, or send a COI. Morgano can help compare options and point out coverage questions worth reviewing.
The Morgano Agency Inc
206B Pine Knoll Dr, Greenville, SC 29609
Phone: (864) 609-5285 | Fax: (864) 609-5689
Email: vic@morganoagency.com
Monday – Friday, 9:00 AM – 5:00 PM